Upload your bank statements, sort your spending by chat, and watch your whole net worth — mortgage and investments — in one place. All in your home currency. No software to install, and we never ask for a bank login.
What it does
No software needed
Drop in a PDF statement or a CSV export of your bank activity and we pull out every transaction. From there you sort them together — you point, it learns your calls, and it asks about less each time. It tracks which months you've loaded so nothing's double-counted, and never asks for a bank login.
You steer, it learns
“That charge from Little Sprout? Kids' clothes.” It could never have guessed a small shop like that — but now it knows, and it stops asking. You stay in charge; it just needs you less and less, the way a great assistant would. No dropdown menus, no rules to write.
Net worth
Seed your mortgage from a statement — balance, rate, and payment — and we roll the amortization forward, so your payoff keeps updating between uploads. Your holdings come from a brokerage report, priced live for US stocks. Everything's marked as of your last upload, so you always know how current it is — and there's no bank login to hand over.
Plan ahead
A personal proforma projects your cash forward month by month, so you know what's coming instead of guessing.
Product preview · representative data
How it works
Upload a statement
CSV or PDF from any account. We read it in memory, pull the transactions, then discard the file.
Sort it by chat
Confirm or correct categories in plain English. It learns your patterns as you go.
See the whole picture
Spending, net worth, and a forward projection — all in your home currency.
Your data, your rules
We're a layer that helps you read and tidy your own books — not a place that takes them over. Read the full privacy policy.
FAQ
No — never. You upload a statement (CSV or PDF) and we read it. There's no bank login and we can't move money.
You seed it once from a statement — balance, rate, and monthly payment — and we project the payoff forward with standard amortization. Between statements it's shown as an estimate as of your last upload; upload a new statement anytime to true it up. No bank login needed.
Upload a screenshot or report from your brokerage. US holdings price live; everything else values from the numbers on your report and is marked as of that upload. You refresh it whenever your positions change — no brokerage login.
Yes. Set your home currency and everything displays in it — CAD books stay in CAD. We're focused on USD and CAD to start.
We read it in memory to pull out the transactions, then discard the file. We don't keep the original document.
Here for something else?
Happy Controller is currently in closed beta. Join the waitlist and lock in your first month free on a yearly plan when your spot opens up.
First month free on a yearly planNo card to join · we'll email you to confirm · reach out anytime at info@happycontroller.app